Crippling debt

September 2020 - Walker Family; Eric is 40, Nancy is 39, Tess is 15

The Walkers had been saving for quite a while. They had a good chunk saved up but they soon found out it was nowhere near the amount they needed for the Mall.

Nancy: I'm sorry you said 200,000? 

Raye: Yes ma'am. Due to you alls income you will have to each take out 100.000. I am so sorry for the inconvenience.

Eric: Can we have a moment to discuss this?

Raye: Of course.

The couple talks it over and decides they should easily be able to pay off the loans before Tess has to go to college. They come back and tell the woman they will do it.  

They head out to eat, their relationship had been strained for a while but they needed to keep up appearances. Nancy cared too much what other people thought of them. The dinner is nice though they know it will be their last for a while. 200.000 thousand in debt is nothing to scoff at. 

Eric was less worried about the opinions of others though and often made it a point to embarrass his wife whenever possible.

Tess knew her parents had just taken out a huge loan and wanted to help them. The community garden had just been re bought and Tess went over to see if she could maybe get a job. The lady was really sweet and hired her on the spot. She was really busy and couldn't man the register, sell to customer, tend to the plants, and restock at the same time. 

Being hired on the spot had its perks but also its' downfalls. Monica put her right to work and basically threw Tess to the wolves. 

Her first job was manning the register, she did okay for her first day but a lot of customers got angry.

Tess: That will be 15 dollars

???: For some fruit? No way!

Tess flustered: Oh I'm sorry ma'am, I rang it up wrong. Today is my first day.

Eric used the time his daughter worked to try to rekindle his relationship with his wife but most times it failed. The few times he was able to get his wife in the mood she always wanted to rush it, she saw sex as a dirty act and that frustrated Eric to no end.

The next morning Nancy gets the mail and almost throws up her breakfast. There first loan has come in and in total they owe 6000 dollars. Tess can't believe her eyes. They hadn't even started the Mall yet, which meant zero profit.